Motor Insurance Overview
Our motor insurance policy, based on the standard UAE Unified Motor Policy, provides comprehensive coverage for all types of vehicles plying on public roads, including:
- Private cars
- All types of commercial vehicles
Motor Insurance Offerings
- Motor Comprehensive Insurance
- Motor Third-Party Liability Insurance
- Motor Fleet Comprehensive Insurance
Motor Comprehensive Insurance in UAE
- Accident or accidental collision or overturning
- Fire, external explosion, self ignition, lightning or thunderbolt.
- Burglary or theft.
- Malicious act of any third party
- Whilst in transit (including the process of loading and unloading incidental to such transit) by road, rail, inland waterway, lift or elevator, relating to the said transportation.
- Personal Accident benefits to Driver
- Personal Accident benefits Passenger
- Rent a Car
- Natural Calamities
- Off Road Cover(4 wheel) individual private vehicle
- Windscreen damage
- Agency Repair
- Road Assistance
- Free Accident Towing Service
- Free Mechanical Breakdown towing service
- Free Battery Boosting
- Free Lock-Out service
- Free Flat Tyre Fixing
- Free Fuel Delivery
Motor Third Party Liability Insurance in UAE
The insurance company shall be liable to compensate the insured in the event of accident caused by or arising out of the use of motor vehicles subject to the limits specified in the policy. The policy covers the vehicle owner’s legal liability to pay compensation for:
- Death or bodily injury to a third party person including passengers in the vehicle
- All types of commercial vehicles Damage to third party property.
The rising traffic and accidents in Dubai necessitate getting your valuable vehicles insured. Whether you are looking for comprehensive or third-party motor insurance in Dubai, we have got everything covered. Here’s what makes the two insurance plans different from each other!
| Parameters | Comprehensive | Third Party |
| Coverage | Covers the loss or damage caused to the insured motor vehicle, its parts, and accessories due to natural disasters, collision, or accident. The insurance also provides coverage for any damage to third parties caused by the insured vehicle. | Covers the damage to the third-party motor vehicle or property. But it does not offer coverage for damages to the own vehicle of the insured. |
| Legal Requirement | Comprehensive car insurance is not a mandatory legal requirement. | Third-party insurance is essential for all motor vehicles plying on the roads of the UAE. |
| Add-On Cover | Offers add-on options like personal accident benefits, windscreen damage, road assistance, and agency repair. | Add-on cover options are not available. |
| Premium Cost | The cost is a little more. | The cost is less compared to comprehensive motor insurance. |
Motor Fleet Comprehensive Insurance in UAE
Ideal for businesses with large fleets of commercial vehicles i.e. trucks, pickups, vans, bus etc. However, a vehicle group of six and above would also qualify as a fleet policy. Customer can select a Comprehensive, Third Party Liability or a mix of both covers
Note: This list is not exhaustive. For detailed terms and conditions regarding coverage under this policy, please refer to the policy contract.
For more details or to buy Fleet Comprehensive Insurance from the best motor insurance company in UAE:
Why Choose Us?
Traffic accidents are rapidly increasing in the top areas of the UAE like Abu Dhabi and Dubai, making it crucial to secure vehicles again the unfortunate events. That’s where we step in! We are a reputed and trusted motor insurance company in Abu Dhabi. Here’s what makes us stand out!
- Personalized Motor Insurance: Our team understands that the motor insurance needs will differ from client to client. We take time to gain insights into your unique requirements and provide custom insurance solutions accordingly.
- Easy Claims: With the rising traffic of Dubai, more people are willing to get their prized vehicles insured. Buying and claiming online motor insurance in Dubai is easy with us. Our passionate team will handle the complete process and enable you to get quicker compensation.
- Complete Insurance Solutions: We provide a variety of insurance plans, from comprehensive to third-party motor insurance. Our flexible policies ensure that your valuable vehicle gets the right protection against unfortunate events.
Frequently Asked Questions
Under our motor insurance UAE policy, we offer comprehensive coverage for private and commercial vehicles, including protection against accidents, theft, fire, and third-party liabilities. For claiming, please follow the link Claim Form – Motor Insurance
Our vehicle insurance UAE plans cover private cars, commercial vehicles, and fleet vehicles. Coverage is based on the standard UAE Unified Motor Policy – designed to give you complete peace of mind..
We offer extensive coverage, optional add-ons, competitive prices and premiums, and fast insurance claim support, which makes us the provider of the best motor insurance in UAE.
Yes, our motor insurance company Abu Dhabi offers third-party liability insurance that covers bodily injury and property damage to third parties caused by your vehicle.
Yes, we offer Motor Fleet Comprehensive Insurance for businesses with six or more vehicles. You can choose from a wide range of plans – comprehensive, third-party, or a mixed coverage plan, based on your individual needs.
When you buy online motor insurance in Dubai from us, our comprehensive insurance includes optional add-ons such as roadside assistance, GCC coverage, off-road coverage, and personal accident benefits.
To claim your motor insurance in UAE, you will have to provide the following documents:
- Copy of the driving license of both parties
- Copy of police report
- Copy of the registration card on both sides
- Copy of ID
As a reputed motor insurance company in Abu Dhabi, we have a simple insurance claiming process. To process a claim, you will have to first visit https://www.newindia-uae.com/claim/. We offer several options to conveniently register and process the claim. Our main goal is to ensure a quick settlement in a hassle-free manner.
If the damage repair cost goes beyond what the policy covers, you will be required to pay the policy excess. You can make the payment at the garage while collecting your vehicle after the repairs are completed.
Yes, indeed! Opting for our online motor insurance Dubai is simple and straightforward. You just need to visit our website, select the desired coverage, provide vital details of your motor vehicle, and make the payment.
The best motor insurance in UAE provides optimum coverage to vehicles against unforeseen situations. However, it doesn’t cover damages resulting from driving under the influence of drugs and alcohol, intentional acts, or driving without a license.
Getting notifications about motor insurance Dubai is simple and straightforward. You can directly contact and coordinate with the dealer workshop or garage to get an idea about the progress of the repair work.